US CLEARING NETWORK • VIRTUAL & PHYSICAL | ZERO SPREAD FX

Choose Your Hand.
Virtual or Solid Metal.

Simple virtual card tiers for Ethiopian users. Fund from $20 with Telebirr, CBE Birr, or M-Pesa—manage cards in the @twentyonecardset_bot Telegram mini-app.

10 ♦
21
10 ♦
A ♠
♠ CARDS
A ♠
♠
A ♠ VIRTUAL CORE
contactless
•••• 8419
EXP 12/29 21 CARDS
DIGITAL ACCELERATOR INSTANT TELEGRAM BOT

Blue Virtual Standard

Instant virtual Visa or Mastercard for everyday online spending—apps, subscriptions, and international checkout.

$0
/ month Free Instant Issuance
  • check_circle Up to 5 active virtual cards refreshed instantaneously
  • check_circle Online checkout with Visa & Mastercard
  • check_circle 1.0% Cashback on verified SaaS & cloud infrastructure
  • check_circle $10,000 / day aggregated spending limit
  • check_circle 0% FX fee on all domestic US Dollar transactions
  • check_circle Automated Telegram bot controls & live authorization pings
credit_card Issue Blue Virtual

Instant activation via Telegram • No credit inquiry

★ MOST POPULAR AMONG FOUNDERS ★
21
10 ♦ 16g ENGRAVED STEEL
contactless
4800 •••• •••• 9201
SOLID METAL ED. HERITAGE RED
RED 10 STYLE 16 GRAM SOLID ALLOY

Red Heritage Metal

Red 10 themed virtual card with higher limits and priority support—all managed in Telegram.

$199
one-time or waived at $50k monthly vol
  • verified Red 10 virtual card design in mini-app
  • verified Unlimited virtual cards for compartmentalized budgets
  • verified 2.0% Cashback everywhere with auto daily settlement
  • verified $50,000 / day verified limit for ad networks
  • verified VIP Concierge Telegram Channel with <3 min response
  • verified Zero ATM withdrawal fees globally (All networks)
  • verified Worldwide discreet delivery via DHL Express 48-Hour
local_shipping Order Red Metal

Includes metal card + complimentary shipping worldwide

A
A ♠ 24K TITANIUM CORE
EMV
4021 •••• •••• 0001
OBSIDIAN PRIVATE 21 PRIVATE
INSTITUTIONAL SYNDICATE HIGH-LIMIT DESK

Obsidian Ace Private

Designed for media buying agencies, multi-account e-commerce merchants, and enterprise asset managers.

$499
/ year or tailored agency pool
  • shield Dedicated Private Banker assigned inside your Telegram
  • shield Unlimited sub-cards for teams with programmable spending caps
  • shield Higher daily limits for frequent online spend
  • shield $250,000 / day high-velocity liquidity threshold
  • shield Priority in-app support via Telegram
  • shield Direct Card Issuance API Keys with Webhooks telemetry
  • shield Multi-user Telegram role permissions (Admins vs Buyers)
verified_user Apply for Ace Private

Requires automated KYC + Telegram desk review

PROJECTED YIELD ESTIMATOR FUND FROM $20 ETB

Calculate Your Monthly Cashback Advantage

Drag to match your expected monthly ad spend or contractor volume to see your yield across Blue, Red, and Obsidian tiers.

Estimated Monthly Spend: $45,000 USD
$5,000 / mo $100,000 / mo $250,000+ / mo
Blue Virtual (1.0%)
$450
/ month yield
Red Metal (2.0%)
$900
/ month yield
Obsidian Ace (2.5%)
$1,125
/ month yield
bolt Fund in ETB; spend on USD virtual cards when payment confirms. Connect Telegram →
speed
1.4 Seconds AVERAGE

Time from Telegram command trigger /issue_card to full Online spend provisioning readiness.

account_balance
$20 minimum ETB FUNDING

Top up with Telebirr, CBE Birr, or M-Pesa; balance updates after mobile-money confirmation.

currency_exchange
0.0% Domestic FX INTERBANK RAW

Never encounter hidden 3% foreign transaction or cross-border payment rails markups on US card charges.

TECHNICAL SPECIFICATIONS

Comprehensive Tier Matrix

Every nuance, limit, API integration, and security clearance compared side by side.

Blue Virtual | Red Metal | Obsidian Ace
Dimension / Capability Blue Virtual Standard Red Heritage Metal Obsidian Ace Private
Card Issuance & Form Factor
Card Form Factor Instant Virtual Cards 16g Solid Stainless Steel + Virtual Obsidian Titanium + 24k Inlay
Issuance Fee $0 (Zero) $199 (Waived with $50k vol) $499 / Year
Concurrent Virtual Cards 5 Active Virtual Cards Unlimited Virtual Cards Unlimited + Multi-Entity Vault
Delivery Timeline Immediate (Telegram push) 48-Hr DHL Global Express Next-Day Armored Courier
Financial Velocity & Yield
Daily Spending Limit $10,000 / day $50,000 / day $250,000+ / day custom
Cashback Structure 1.0% SaaS / Cloud Services 2.0% Universal (All Spend) 2.5% Uncapped on Ad Networks
ATM Global Cash Limits N/A (Virtual Only) $2,500 / day (No 21 fee) $10,000 / day (No 21 fee)
Cross-Border FX Markup 0.75% interbank margin 0.25% interbank margin 0.0% Exact Raw Spot
Telegram Bot Privileges & Engineering
Bot Interface Command Set Core commands (/card, /freeze) Full command suite + Webhook rules Bespoke Telegram Bot Instance
Support Protocol Automated Help Desk bot VIP Concierge (<3 min ETA) Dedicated Human Private Banker
Multi-Seat Team Accounts Not Available Up to 3 team members Unlimited seats + Role ACL
Direct REST API Access Not Available Read-only transaction Webhooks Full programmatic card issuance API
KNOWLEDGE ARCHITECTURE

Frequently Answered Inquiries

Funding, virtual cards, security, and using the Telegram mini-app.

READY IN 90 SECONDS

Draw Your Winning Hand Today.

Launch @twentyonecardset_bot and get a USD virtual card funded from Ethiopian mobile money.

send Open in Telegram Launch App